WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. 0000000016 00000 n 3. You can replace some types of tickets if they are lost or stolen. What kind of retarded system is this? Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. If the card is unregistered you cannot recover the myki money. If you transfer the total amount to a new card with a credit limit of $10,000 and close both your old accounts, your credit utilization ratio increases to 50%. We are committed to being fully transparent with our readers. You can register up to eight active mykis on an individual account. From the pop-up options, select 'Deactivate'. Any other travel benefit such as free weekend travel isn't available at this time. The easiest option is to call PTV on 1800 800 007. I know it's not possible to do it online. V/Line paper tickets can become invalid because of: Replace your ticket at any staffed V/Line station. The Pros And Cons Of Balance Transfer Credit Cards - Forbes In my experience touching on is quicker than validating a metcard. What is the best low interest credit card? Contact us to request the transfer. If you receive a check, you then need to forward it to your old card provider. Why do you need to keep swapping cards? Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. But what if the amount is comparable to or less than the postage? You can manage up to 8 mykis through one account. Your current balance will be transferred to the new myki, which you can use immediately. Wells Fargo Credit Card - Balance Transfer - Wells Fargo an_square_one 11 yr. ago Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. If you register your myki, you can set Auto Top Upand manage your myki. A balance transfer can give you the flexibility to: Pay off high-interest balances I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Then he said he could order a replacement one to be posted to me. Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. 0000003774 00000 n endobj Can someone please explain why, when you lose a Myki card which is registered, they can't simply transfer the balance from the old card to the new card over the phone, or else have the ability for users to do so online? Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees. MoneyGeek experts analyze the spending trends of Americans by relying on data provided by the Bureau of Labor Statistics (BLS). Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. Enter the amount of debt you want . How Does a Balance Transfer Work? | Credit Karma This answer was first published on 03/01/23. JavaScript must be enabled to use this site.We're sorry for any inconvenience. PDF myki FAQs - @RACV I plan to use my boyfriend's Lowe's card for 24 months 0% financing on a huge purchase. 188 0 obj Your Mobile myki expires after two years. About go card | Translink 0000006952 00000 n You'll need to buy and top up a new Mobile myki. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. 184 0 obj Student passes and concession cards cant be replaced online or over the phone. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. https://www.ptv.vic.gov.au/t ickets/refunds-and-replacements/#loststolen Choose a card from the list or search by location or card name. Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. All myki smartcards expire after four years. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. At this stage, these are the only card types available on Mobile myki. endobj His expertise includes mortgages, loans, credit cards, insurance and international money transfers. You only need to wake up your phone to touch on and off. the PVT website says: "What to do with your myki when you leave Melbourne. We're working to improve the messaging. This will allow you to deactivate your Mobile myki then reactivate it again. Find out how much to top up at Fares. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. You'll need to know the account number for your existing balance and how much you want to transfer. You will need to provide identification to show that you are the registered myki card holder. To do so, you have to block your existing Myki card (annoying, we know). The process begins when you submit a balance transfer application. You can also check your myki money balance, myki Passdetails, card status, fare type, travel, and top-up history. I want to transfer the $19.90 to the card with $6.54 on it. Remember to top up with enough money to pay for your entire journey. The most upsetting part about myki is the initial card cost, which is far more than it costs to manufacture. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. This will allow you to deactivate your Mobile myki. NerdWallet's Best Balance Transfer & 0% APR Credit Cards of March 2023 Citi Simplicity Card: Best for Long 0% period on transfers + no late fees BankAmericard credit card: Best for. 0000014515 00000 n Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. I understand your frustration, especially when it's something that can be done quickly. Your new starting balance would be $3,090. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. Understanding Credit Card Balance Transfers - Investopedia You can manage your Adelaide metroCARD online by setting up an account. The call centre staff member told me "we're not a financial institution so it's not that simple". Balance Transfers for Credit Cards - Tips and Advice | CIBC Create an account to follow your favorite communities and start taking part in conversations. If our equipment cant read your damaged or defective myki, it may take extra time to transfer the remaining balance to your new myki: Well still give you a new myki smartcard on the spot. Most issuers of balance transfer cards let you initiate the balance transfer process online. Cookie Notice The primary benefit of a 0% balance transfer credit card is the 0% introductory APR offer. Then I begrudgingly bought a new Myki card. The transfer of the funds from card 1 to card 2 only took a few days to show as a pending top up and it transferred to my new card when I next tapped on. What is the Best No Annual Fee Credit Card? If you buy a myki from a retailer, ticket office window or myki machine or buy a Mobile myki, it's unregistered. To replace your myki online, you must be requesting the same fare concession type as your original myki. 8:35pm Feb 8, 2020. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. Considering myki was designed by idiots and designed for idiots, it's a miracle that it actually functions at all. It has a 256-day expiry and credit is rolled over if you renew before the expiry. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. 0000003801 00000 n You can replace your ticket if its expired, damaged or defective. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. 0000004635 00000 n This resets the fare expiry and gives you more time to complete your journey. Thankfully you can organise the replacement before the card has actually expired, if your card is "is approaching its expiry date" (though it doesn't specify precisely what "approaching" means). Please note you cannot replace a lost or stolen myki at a premium station. How balance transfers work It seems pretty archaic having to fill out a form and send it in for a replacement Myki. By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Contact us to request the transfer. endobj Click on "Select Offer.". For a bus anyway. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. You will need to provide identification to show that you are the registered myki card holder. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. Keep in mind that credit utilization is also affected by individual card balances. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. What if my card is lost or stolen? 0000010193 00000 n Step 4: Analyze Your Top Picks. If this occurs, you won't incur a duplicate fare. I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". One may also ask,do pensioners get free train travel in . Most people would keep the same card for years. Step 3: Review Card Offer Terms. Yes. Myki - Wikipedia Is it a Myki issue? Was told a main railway station can move the balance. When a Myki card is lost or . Save. trailer Choose the zones you want to travel in and the number of consecutive travel days you need. In Perth if you have registered your card and lose it you can ring and they will swap your account/money onto your new card. 186 0 obj Can someone explain why this isn't possible? Balance transfer fees may apply. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. To learn how to do a balance transfer, review this step-by-step process. No, you cannot transfer a balance from one Synchrony Bank credit card to another. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream Transfer your balances to the card with the best offer or your new card. Upon approval, your new card provider might pay your old card provider directly or send a check to you. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. Adelaide metroCARD - Adelaide Metro How Do Credit Card Balance Transfers Work? - Investopedia 0000005171 00000 n Yes. hbbf`b``30 ap In addition, it is not any companys responsibility to ensure all questions are answered. I still don't understand why though - what is the technology required to do this? Then I begrudgingly bought a new Myki card. Your first touch on creates a 2 hour fare. 1. Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor Update the app and try again. No, you cannot transfer a balance from one Synchrony Bank credit card to another. This could save you money if you're moving the balance to a card with a much lower interest rate. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. I'm in Adelaide. Depending on your card provider, you may initiate the process online or over the phone. We recommend visiting the card issuers website for the most up-to-date information available. Mobile myki can only be transferred to another device if the myki card is deactivated and moved to the new device. Alright I'll bite - the first one with the $26 had been registered, so I asked the call centre agent if he could transfer the money onto the new Myki (I had just bought a THIRD one) and he said it couldn't be done. New comments cannot be posted and votes cannot be cast. A subreddit for Melburnians and Melbourne enthusiasts! Myki Review | PCMag You can register online, via the PTV app or call 1800 800 007 and registration is instant. Select the 'Activate' option. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Mobile Myki can be set to Auto Load. The system was developed by Kamco (Keane Australia . endobj Consider a balance transfer card that has an intro $0 balance transfer fee for a certain time frame or waives the fee . All myki smartcards expire after four years. there's no excuse for this money-grubbing by the Myki corporation.Sure there is transferring money between cards is not the primary function. I haven't worked at myki for a year so my info might be wrong but i think that form your sending in is a refund form. Balance Transfer Calculator: How Much Can You Save With A Balance MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. The cost would have been deducted from the balance at transfer. It's the replacement of my old Yearly Pass card, originally bought for travel in 2020, but barely used. %PDF-1.5 % Image what could have been done with a billion fucking dollars. 0000004362 00000 n 0000003206 00000 n Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Load money onto your card and myki will calculate the lowest fare based on the zones you travel through, with access to access 2-hour and daily fares. Edited for typos. The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. I know there's nothing you can do. Music:. They actually can transfer your funds really easily but you need to get a case created. NSW has their equivalent, the Opal Card, and there is no charge for initial issue of the card. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . What is the best balance transfer credit card? Myki credit, once on your card, does not expire after 90 days of not getting used. No. My child lives in the region, so I was able to order a new card, have the balance transferred from expired car to the new card, and the new card has been delivered via . It also protects your myki balance if you lose your phone or it's stolen. Can I transfer my American Express balance to another card? - WalletHub With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. How does sending them a letter telling them to transfer the money make a difference then if they don't have my card? Now you cannot access it on your original device. What's Auto-load? Refund of Myki card balance - Melbourne Forum - Tripadvisor 0000001755 00000 n If you receive a check, you need to send it to your old cards issuer on your own. WalletHub Answers is a free service that helps consumers access financial information. Pick a card that waives the balance transfer fee. Whats the difference between a hard credit inquiry and a soft credit inquiry?
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